05-26-2016, 12:28 PM
Actually the medical providers bill the insurance companies 10 times what the insurance company allows. The insurance company pays the negotiated fee. For example an ER visit is billed at $1800. Insurance rate is $101. And that is only the facility. The physician is separate as are any radiology fees. There is also a percentage added on for indigent or uninsured patients. That's why Sally pays so little. Everyone else is making up the difference.
Devil Money Stealing Aunt 