11-10-2009, 02:29 PM
(11-09-2009, 01:13 PM)SyberBitch Wrote:ramseycat Wrote:Yes I will... because half the people running around don't have insurance anyway because they can't frigging afford it. What I pay for LIABILITY is ridiculous, all because I had some bad years and my insurance 'lapsed' a few times. Fuck insurance companies. They are the devil.SyberBitch Wrote:You won't be saying that when some jerkoff hits your car and has no car insurance and it'a all your bill.The Antagonist Wrote:That health care bill passes the senate, we lose the first chunk of our freedom. It'll be the first time in our history we are forced by the government to purchase something - and from the gov't no less!In most states, people are 'forced' to pay for vehicle insurance if they want to drive. That's a far bigger waste of consumer money than health insurance would be, and it's not even adjusted to your income. Worst of all, if you CAN'T pay your insurance and it gets dropped, what do they do? Raise the price!!
Hell, let's get rid of mandatory auto insurance and put that money toward our healthcare instead.
You had some bad years and let it lapse? As in your drove around without insurance? In the insurance world you are a bad risk. Your liability premium is high because you are considered a LIABILITY. Your insurance company doesn't want to be on the hook for an accident during one of those times you "lapse" in your payment. Yes people do drive without insurance. But they are in the minority. NYS passed the No Fault Laws so their citizens would have medical coverage if injured in an accident no matter what. And it was a good thing until the scammers decided that they were goint to milk the system. They bulk up their No Fault claim so they can have a bigger Bodily Injury claim against the other carrier. There are so many people out there that screw the system and then blame their high premiums on the big bad insurance company. I see it everyday. Sorry, I got off on a rampage there! LOL
Devil Money Stealing Aunt