The NEW and IMPROVED utterly fucking pointless thread

[The Antagonist]

It's the same here, Duchess. Teenagers have the highest premiums and if you had so much as a ticket you're screwed as an adult.

Insurance is a racket - they are in the business of gambling and they continually stack the odds in their favor.

I got dumped by my homeowners insurance two years ago because I live near the beach! They figured we are in for a Cat 4 or better hurricane that year and I either had to have this house be newer than 2 years old or make the equivalent of a steel cage around the house and anchor that to the core of the earth to continue coverage.

I noticed we haven't even had a Nor'Easter in two years hit us here.

If we reformed insurance and made the rules uniform for everyone across the nation things would be much better. Rates go up when there are disasters too. Giant multi car wrecks on highways will drive up rates for everyone as well as natural disasters for homeowners.

We who've never had a claim pay gigantic premiums because of what has been paid out or what has been neglected due to no insurance or people skipping out on the bill.

It's a racket.