(03-27-2011, 07:32 PM)Carsman Wrote: There's also a lotta fishing going on!!! Casino's too!!!

Oh ya mean "that", yeah that too!

There's always Viagra, Cars.

(03-27-2011, 08:07 PM)Maggot Wrote: I hope Rollo is not in Fla.

(03-27-2011, 06:23 PM)Maggot Wrote: "At a strip joint with your sister getting drunk, and she is trying to get me to smoke pot" I says "WTH! I will call back later! Happy Birthday!"

She is 71 today. God bless her.

Something to aspire to.

(03-27-2011, 08:32 PM)username Wrote:

(03-27-2011, 07:32 PM)Carsman Wrote: There's also a lotta fishing going on!!! Casino's too!!!

Oh ya mean "that", yeah that too!

There's always Viagra, Cars.

That's just an "extra" enhancement!

(03-27-2011, 08:07 PM)Maggot Wrote: I hope Rollo is not in Fla. :O Cars is coming back up here soon just in time for all the snakes to start hatching and unthawing. They love it in the spring when the sun is shining and like warming up next to something warm, like a dashboard or a glovebox.

I HATE SNAKES, Yep, our neighbor who lives here all year round says the SNAKES, ( I HATE SNAKES) over run the area here starting end of May through September. :O (I HATE SNAKES) That's why we head back North first week in May. (Oh yeah, did I mention I HATE SNAKES!)

(03-28-2011, 08:35 AM)Carsman Wrote:

(03-27-2011, 08:07 PM)Maggot Wrote: I hope Rollo is not in Fla. :O Cars is coming back up here soon just in time for all the snakes to start hatching and unthawing. They love it in the spring when the sun is shining and like warming up next to something warm, like a dashboard or a glovebox.

I HATE SNAKES, Yep, our neighbor who lives here all year round says the SNAKES, ( I HATE SNAKES) over run the area here starting end of May through September. :O (I HATE SNAKES) That's why we head back North first week in May. (Oh yeah, did I mention I HATE SNAKES!)

Where else to you live? Do you keep two entire households of things so you don't have to pack when you go between houses?

You are living the life...

(03-28-2011, 05:21 PM)Cracker Wrote:

(03-28-2011, 08:35 AM)Carsman Wrote:

(03-27-2011, 08:07 PM)Maggot Wrote: I hope Rollo is not in Fla. :O Cars is coming back up here soon just in time for all the snakes to start hatching and unthawing. They love it in the spring when the sun is shining and like warming up next to something warm, like a dashboard or a glovebox.

I HATE SNAKES, Yep, our neighbor who lives here all year round says the SNAKES, ( I HATE SNAKES) over run the area here starting end of May through September. :O (I HATE SNAKES) That's why we head back North first week in May. (Oh yeah, did I mention I HATE SNAKES!)

Where else to you live? Do you keep two entire households of things so you don't have to pack when you go between houses?

You are living the life...

Yes we have a villa & car here in the Sunshine state where we spend the winters. It's great, we have breakfast, close up villa up north, drive to airport in rented car, get on plane & 3 hours later we get picked up at the airport by car service & dropped off at our villa here. We get in our car here and it's off to lunch. And when it gets too hot & humid here, we reverse it & go back north to our NE villa, & cars there.
Ain't life grand?

(03-28-2011, 06:39 PM)Carsman Wrote: Yes we have a villa & car here in the Sunshine state where we spend the winters. It's great, we have breakfast, close up villa up north, drive to airport in rented car, get on plane & 3 hours later we get picked up at the airport by car service & dropped off at our villa here. We get in our car here and it's off to lunch. And when it gets too hot & humid here, we reverse it & go back north to our NE villa, & cars there.
Ain't life grand?

Yeah, that's great Cars. It sure does sound like the life. I would like to end up with a mountain house and a beach house.

Do you mind me asking what you did/do for a living? Is that rude? It probably is, you don't have to answer. I'm just curious. I like to know how people attained their success...

Remember that 70 yr old Japanese porn star? Well..............

(03-28-2011, 06:58 PM)Cracker Wrote:

(03-28-2011, 06:39 PM)Carsman Wrote: Yes we have a villa & car here in the Sunshine state where we spend the winters. It's great, we have breakfast, close up villa up north, drive to airport in rented car, get on plane & 3 hours later we get picked up at the airport by car service & dropped off at our villa here. We get in our car here and it's off to lunch. And when it gets too hot & humid here, we reverse it & go back north to our NE villa, & cars there.
Ain't life grand?

Yeah, that's great Cars. It sure does sound like the life. I would like to end up with a mountain house and a beach house.

Do you mind me asking what you did/do for a living? Is that rude? It probably is, you don't have to answer. I'm just curious. I like to know how people attained their success...

I worked hard all my life for 45 years, trying to become successful. I almost made it, as I made it to a 6 figure salary as an eng dept mgr.
I must give credit to my betterhalf, as she finally convinced me to start really socking it away the last dozen years of my working life. (If it wasn't for her wisdom, we wouldn't be nearly as financially comfortable as we are now) Each year I always got a substainsial raise and I would just put it all into my 401K, (never felt it, as we lived comfortably on my old salary) & my company matched it 50 cents on the dollar up to 16%.
The last 5 years I went up 22% even though only 16% was matched.

Now I'll get on my soapbox: Some friendly advice: All you younger working people out there, as tough as things are, save save save as much as you can. Especially if your company matches your savings.
When I was young, I never thought too much about it before 53, and you blink a couple of times and all of a sudden walla, retirement age is just around the corner, it sorta just sneaks up on you! So . . .

I was on the groundfloor with the 401K 20 yrs ago. Today I would sugjest a Roth. I would have to quit then get rehired to do it though.

Crap.........I was only 29 then. Young, dumb........and fullacum.

(03-28-2011, 07:53 PM)Carsman Wrote: Some friendly advice: All you younger working people out there, as tough as things are, save save save as much as you can. Especially if your company matches your savings.

Sound advise, Cars.

My two-cents:

Move your company to Ireland (or any other tax friendly country) until the greedy bastards in Washington reduce the corporate tax rate.

Why Ireland? They speak English, taxes are around 20% and the people are friendly.

And the Guinness.

(03-28-2011, 07:53 PM)Carsman Wrote:

(03-28-2011, 06:58 PM)Cracker Wrote:

(03-28-2011, 06:39 PM)Carsman Wrote: Yes we have a villa & car here in the Sunshine state where we spend the winters. It's great, we have breakfast, close up villa up north, drive to airport in rented car, get on plane & 3 hours later we get picked up at the airport by car service & dropped off at our villa here. We get in our car here and it's off to lunch. And when it gets too hot & humid here, we reverse it & go back north to our NE villa, & cars there.
Ain't life grand?

Yeah, that's great Cars. It sure does sound like the life. I would like to end up with a mountain house and a beach house.

Do you mind me asking what you did/do for a living? Is that rude? It probably is, you don't have to answer. I'm just curious. I like to know how people attained their success...

I worked hard all my life for 45 years, trying to become successful. I almost made it, as I made it to a 6 figure salary as an eng dept mgr.
I must give credit to my betterhalf, as she finally convinced me to start really socking it away the last dozen years of my working life. (If it wasn't for her wisdom, we wouldn't be nearly as financially comfortable as we are now) Each year I always got a substainsial raise and I would just put it all into my 401K, (never felt it, as we lived comfortably on my old salary) & my company matched it 50 cents on the dollar up to 16%.
The last 5 years I went up 22% even though only 16% was matched.

Now I'll get on my soapbox: Some friendly advice: All you younger working people out there, as tough as things are, save save save as much as you can. Especially if your company matches your savings.
When I was young, I never thought too much about it before 53, and you blink a couple of times and all of a sudden walla, retirement age is just around the corner, it sorta just sneaks up on you! So . . .

That is great advice, Cars. Thank you for answering. You hear people talk about how to be smart and save for retirement, but it is more valid when you hear it from someone who is doing well.

I have a retirement plan that is matched, we are just very limited as to the amount that is added each year. Plus, the money really isn't safe because my state is so financially screwed. I'm vested, so I'm going to let that money sit so I can get the optional health insurance at a decent rate if I retire before my soc sec retirement age. So much to watch out for.

I agree with reduced household spending. I have every single thing I need. Too much, really. I want to get a smaller house in the next few years. I don't need this house full of stuff I rarely touch...

(03-28-2011, 08:15 PM)BlueTiki Wrote:

(03-28-2011, 07:53 PM)Carsman Wrote: Some friendly advice: All you younger working people out there, as tough as things are, save save save as much as you can. Especially if your company matches your savings.

Sound advise, Cars.

My two-cents:

Move your company to Ireland (or any other tax friendly country) until the greedy bastards in Washington reduce the corporate tax rate.

Why Ireland? They speak English, taxes are around 20% and the people are friendly.

And the Guinness.

I could get on board with that. If the Irish aren't like the damn Scots. hahahaha

MY MISTAKE - Ireland's corporate tax rate is 12.5%.

That's ¹⁄₃ of the US corporate tax rate.

Think of the revenue and the jobs created if this were the case in the US.

(03-28-2011, 06:58 PM)Cracker Wrote:

(03-28-2011, 06:39 PM)Carsman Wrote: Yes we have a villa & car here in the Sunshine state where we spend the winters. It's great, we have breakfast, close up villa up north, drive to airport in rented car, get on plane & 3 hours later we get picked up at the airport by car service & dropped off at our villa here. We get in our car here and it's off to lunch. And when it gets too hot & humid here, we reverse it & go back north to our NE villa, & cars there.
Ain't life grand?

Yeah, that's great Cars. It sure does sound like the life. I would like to end up with a mountain house and a beach house.

Do you mind me asking what you did/do for a living? Is that rude? It probably is, you don't have to answer. I'm just curious. I like to know how people attained their success...

Jesus Christ, how many "villas" ("Roman upper class country houses") are there in the U.S.? For all I know he's got a couple of double-wides parked in different parts of the country.

He can call them anything he wants. Just don't call him Ray.............

(03-27-2011, 06:29 PM)Lady Cop Wrote: i told you your mother would wig out if she went to florida and found the fountain of youth Maggot!
before you know it, you'll have a stepfather. hahahahaha
those old folks aren't just playing golf and bingo down there! :wheelchair: :happy birthday:

No, not just golfing....seniors have the highest growing STD rate of any other age group. I hope your mother doesn't get Herpes Maggot.

(03-28-2011, 09:06 PM)Maggot Wrote: He can call them anything he wants. Just don't call him Ray.............

But, but, my name is Ray!