To the Insurance Mockers . . .

[Cracker]

This link may be helpful, Tiki. It explains the best kind of insurance based on the age of the complex:

https://webapp.dpor.state.va.us/articles...s_resp.htm

And this one: http://www.mynewmarkets.com/articles/962...commitment

You need to check your specific state's statutes: http://law.onecle.com/arizona/property/33-1253.html