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Do you think this is shitty or smart?
#53
(08-26-2011, 05:10 PM)BlueTiki Wrote:
(08-26-2011, 05:05 PM)thekid65 Wrote: What's your expertise in determining credit worthiness? I simply can't believe that one is deemed "credit worthy" (except by the CC companies that charge you 30% interest)

I have no expertise in determining credit worthiness.

Haven't spent much time in Fed Bankruptcy Court, have you?

Tougher laws? Hardly.

It was a paper tiger.

So, you're talking out your ass. Based on some type of perception. Understood.

Yeah, as said, I did declare bankruptcy circa 1997, and decided to let my house go into foreclosure. It was a piece of cake. My credit was fucked for a solid 7 years. And that shit STILL came back to haunt me a bit when applying for a loan on my current property, almost 3 years ago. Got turned down by several lenders, even though my credit/payment history had been spotless since the bankruptcy/foreclosure. Granted, the lenders 3 years ago were very gun-shy...but nothing much has changed...ask any small businessman.

I challenge you to relate from personal experience that it's just as easy nowadays to declare a chapter 13 bankruptcy, as it was 10 years ago. I'm guessing by the post above, since you have no background in determining credit worthiness... that either you're a court stenographer, a lawyer, or a bankruptcy judge....do tell, and I'll shaddup challenging your statements, and have a bite of crow along with my humble pie.

Of the millions of sperm injected into your mother's pussy, you were the quickest?

You are no longer in the womb, friend. The competition is tougher out here.


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Messages In This Thread
RE: Do you think this is shitty or smart? - by thekid65 - 08-26-2011, 06:16 PM