Your home owners insurance means shit

[Carsman]

unless your whole fucking house burns down or blows away. That's why I don't have hurricane insurance, because it's worthless unless your house is leveled. Which the chances of that are very slim.

I'm charging $150.00 to write up hurricane damage estimates now, I'm not writing up hundreds of detailed estimates for people's insurance companies to review and depreciate the value and I wont get the job anyway. Bunch of bullshit. These people have paid thousands upon thousands of dollars and they think they're going to get their roof replaced at full value .

I just sent in my highway robbery house insurance payment of $1003 ( ) yesterday to Liberty Mutual. They are supposed to reimburse full replacement value cost! They better, but the only real way to find out is after having a disaster.