11-17-2016, 10:17 PM
You should probably look over your policy with a magnifying glass and get a written statement because from what I've been seeing is they are depreciating everything, and that's if your deductible even meets it which they determine by sending out an adjuster and then making everyone get detailed estimates with break down costs for labor and material. Good luck with that after a disaster. I've had old ladies calling me up crying over it. I love my job.