Your home owners insurance means shit

[Carsman]

I've heard people talk about being hesitant to file a claim because they are afraid their insurance will drop them. What the hell kind of bullshit is that. Whatta racquet.

Two years ago, we had a water filter pipe line break in our Southern villa, a week before we got down here. We had water damage in our kitchen, and living room.
I called our insurance co, they sent an investigator here and he documented all the damage by taking several dozen pictures. Within two weeks we received a check for "$10,000" dollars. When the renewal date came up 3 months later, not only did they not drop me, to my surprise, they only raised the premium by $40.00!