Your home owners insurance means shit

[Clang McFly]

I've heard people talk about being hesitant to file a claim because they are afraid their insurance will drop them. What the hell kind of bullshit is that. Whatta racquet.

Not bullshit. My first car accident with my first car a 2003 Chevy Malibu, my insurance company dropped me.

"You're in good hands with Allstate."

Now that is bullshit.