01-07-2023, 02:30 PM
NY don't fuck around with that minimalist shit. They require certain liability minimums be met and it's added in to regular costs. Annoying until you need it. Made our claims a lot easier to handle. Weird thing is, we found a good lawyer but not for us, for her son. The way the laws are structured, she doesn't have much of a legal case but her son can sue her (her insurance anyway) and seek the maximum benefit for his injuries. In this way his lawyer does the best possible work to get her son what he's entitled and her insurance company does all the work trying to make sure she doesn't have any fault in the accident. Kinda weird but whatever. Insurance laws suck.
Thank god I am oblivious to the opinions of others while caught in the blinding splendor of my own cleverness.