The 2025 Trivial Drivel Thread

[username]

I can hardly believe the amount of credit card debt that some people have. I'd wanna drop dead. 

I opened a credit card for the first time during the pandemic. I don't have a lot of debt, but it is more than I am comfortable with.

I'm ok with my debt. My mom and dad  had lots of debt and they still lived a good decent mostly worry free life. Same with me. I have a credit/debit bank card and a Firestone auto credit card and that's it.  I pay the minimum balance due every month. I think the only real debt I have is the $1600 I owe to this bank handling my dental insurance payments that is in collection.

I’m okay with mortgage or other debt depending on the interest rate. I definitely don’t think people need “wealth” to live happy, fulfilled lives. I think most people just need to plan for their retirement or old age. As long as u have enough money or insurance or help or whatever it is you need to be content if you stop working (either because u want to or physically can’t do it anymore) then I think ur in a good position. Ideally u leave this world with a zero balance (not leaving debt to ur heirs but not necessarily leaving them money either). That’s a win.