YOUR CREDIT REPORT

[Duchess]

Should a potential employer be able to access your credit report?

A few of you are employers, do you feel that you need to see a potential employee's credit report?

[SIXFOOTERsez]

Sometimes we do need to know.
For instance, if a guys credit is shit because he isn't paying bills, has a lot of past due, non payment of child support...It is reasonable that cannot be trusted with assets, company credit cards, gas cards...SOmetimes its better to take a pass on that guy

[Midwest Spy]

As Six said, it's a snapshot of a person's general responsibility.

Obviously, medical situations and death of a spouse are extenuating circumstances which can negatively affect a credit score, but I think it's something a prospective employer should have access to.

[sally]

Depends on what the job is. You're not going to find a lot of minimum wage workers or construction workers with perfect credit scores. The last guy my husband hired was homeless, never mind his credit.

[Love Child]

I don't like it.
I almost applied for a job once that asked for information about my credit report, I asked someone about it and they said the employer wants to know if you owe more than you will be making.

[HairOfTheDog]

It costs me a lot to hire a person. Once they've interviewed positively, their professional and personal references are checked, and I run a criminal background check........I pay for the state-required registration, the DOJ/FBI clearance, the tuberculosis screening, and several hours of training.

The demand for caregivers is higher than the supply. I never overlook bad reference feedback or criminal records. And, I can't bypass state regulations.

But I don't go prying further and concern myself with social media activity or credit reports. Even if there were tons of great candidates coming my way (dream world), I wouldn't consider it my business what employees do off the clock and away from my clients.

[Maggot]

Don't worry in the future it may become law out there. There are more restrictions that the state can ween money off of than is needed in my opinion. Getting into a persons personal shit is becoming the norm and it only hurts everyone. People will just do stuff that doesn't have so many regulations and pay for the ones that stay in will rise. I hate it.

[Tammy75]

I agree with credit being part of employment. I have a coworker that barely got hired due to her credit 5 years ago and since then has had a house go into foreclosure as well as have a car repo, NOT due to medical bills but due to BAD decisions and lack of priority. As a customer, I would not be comfortable with someone that has such a bad credit history having control of a lot of my personal info plus as an employer it sucks that she gets multi phone calls every week from bill collectors. Several times she has to leave the office early to go pay a bill before 5 and they cut off her power, water, take her rent a center furniture etc. My boss is a huge p*ssy to keep her on staff and while it is an unspoken issue, just today, she raised hell because we aren't getting our commission until next week. Boss is too dam kind hearted because he let her use one of his cars the 7 months she was without another vehicle and she didn't offer to pay him one dam dime.

[Duchess]

As a customer, I would not be comfortable with someone that has such a bad credit history having control of a lot of my personal info

That ^^^^^ puts a whole different light on it. Up until I read that I thought that maybe giving an employer that kind of access was a little too much. My tune has completely changed.

[BigMark]

Is she hot?

[Duchess]

Jesus Christ. I didn't even finish my thought early this morning. My post doesn't make sense.